Receive Pre-Qualified Credit Applications with No Business Development Cost!

F&I Smart can deliver hundreds of Independent Auto, Powersports, Marine, RV and Trailer dealer relationships to your financial institution with one point of contact and none of the usual business development costs. No need to knock on dealers’ doors or market your program – we do that for you. Best of all, you have the security of working with an F&I Service Provider with a 13-year track record of ethical performance, as well as a subsidiary of a nationally known public corporation.

Lender Advantages

• F&I Smart enrolls dealers with your indirect lending program. The dealer signs your dealer agreement. You fund the dealer directly. You do not need to change any of your existing processes. We deliver efficiency by ensuring enrollment materials are completed correctly and being the single point of contact for multiple dealerships.
• F&I Smart works within your current lending programs and processing standards. All applications are pre-screened according to your internal underwriting and processing standards by one of our experienced credit managers, resulting in higher look-to-book ratios. Funding packages are reviewed for accuracy, ensuring any F&I Smart handled funding package will fly through your funding process.
• F&I Smart can provide ease of entry for financial institutions to any of the markets we serve. With our industry knowledge and lending experience, we can design program parameters, pricing and process development.

Please contact us for more information.