F&I Smart Services

F&I Smart performs all of the functions of an in-house F&I Department for Marine, RV, Powersports and Independent Auto dealerships. Our process includes:

• F&I expertise since 1998
• Connecting your dealership with lenders
• Consumer credit evaluation
• Deal structuring
• Application submission to lender
• Negotiation / rehashing with lenders
• Compliance assurance
• Non-prime lending options
• "Stip" collection
• Document preparation
• Sale of warranties, GAP, Tire & Wheel, Roadside Assistance, etc. (yours or ours)
• Funding package review and submission
• Funding confirmation

Through our outsourced F&I Solution, F&I Smart provides the expertise and efficiency that allows you to reduce overhead, increase unit sales and improve F&I product penetration.

F&I Smart offers two basic plans to fit the needs of any dealership:

Plan A

“Plan A” provides a professional F&I Department for your dealership that specializes in providing fast, efficient and compliant financing for your customers. F&I Smart becomes your outsourced F&I Department without the salary, overhead and employee turnover. We allow you to focus on what you do best, sell vehicles. We manage the lender relationships, deal structuring, negotiation, document preparation, sale of warranties, GAP and other profit builders, and submission and follow-up on funding packages.

Plan B

“Plan B” is a less comprehensive option that allows a dealership to use F&I Smart selectively for hard to place deals or whenever the need arises.

Let F&I Smart be Your Partner in F&I Profitability!